SAVINGS
Shop smart to save
Iona Minton
Posted Mon, 09 Jan 2006
We often spend a small fortune on various gadgets and gizmos for the home. In our fast-paced world we often do not have the time to shop around and compare prices. However, for big-ticket items this is an essential part of getting the most from your money. If you can save just 10 percent of your annual budget by making a few phone calls you could go on vacation with the savings! Here are some tips to help you along.
Competition is great for consumers. If you see an item advertised for a certain price and approach a competitor armed with the evidence, they will often beat that price to get the business.
Buy Christmas and birthday gifts all year around and label them so you don't forget who you bought them for.
Buy items after season at much better prices.
Do not throw away anything that you can donate for a receipt. You can claim this against your tax bill.
If you like a product, go to their web address, call, or write and ask to
be put on their mailing list for special offers.
Everything goes on sale eventually. Just be patient and you will get what you want for much less.
You do not always have to buy something when you go shopping. Get in the habit of just looking.
Make a budget for something that you plan to buy and stick with it.
Don't forget to check out the newspaper for deals on furniture and electronics.
Beware of second-hand stores. Often their goods are only marginally cheaper than their newer cousins. If you do go bargain-hunting, call around to get new prices first. If this is the case, rather opt for the brand new version. At least you will get the benefit of the guarantee period.
Plan on buying major purchases at the end of the month or at the end of the quarter. This is when the vendors have to meet quotas.
Consider purchasing the floor model.
Compare mail order prices with in store prices.
Never shop at
the last minute. The sales clerk sees your sense of urgency.
Buy in bulk quantities only if you think that you will use it all, and of course, if you really need it.
Buy items off-season such as Christmas cards and clothing. This works with items that you know you will definitely buy anyway.
Do not fall for advertisements that give gifts with the purchase of a certain item. Usually you would not have bought the item to start with.
Return purchases that do not live up to your expectations.
When you buy something and find out later that you do not need it, return it. You will end up giving it away years later anyway.
Get furniture that requires some assembly. It is usually less expensive and it's simple to assemble.
Do not get a new computer unless you are sure you need one.
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